Safeco

Car Insurance
Safeco is an owned subsidiary of Liberty Mutual headquartered at Washington providing personal life insurance products such as auto insurance, home insurance and liability insurance.
3.7
out of 599 user reviews

Insurance Coverage

The overall rating provided to Safeco car insurance is a total of 72 points out of 100. The score has been accorded based on affordability, financial stability and customer reviews as well.

Safeco car insurance offers full coverage for your car also known as the three big coverage’s that includes- Liability for body injuries, comprehensive damage cover and collision cover.  The standard chart for cheap auto insurance that is made available by Safeco at California is:

  • Safeco provides an Bodily injuries cover- $15,000 per person / $30,000 per accident minimum
  • The overall property damage liability by Safeco is- $5,000 minimum
  • Uninsured Motorist Bodily Injury: $15,000 per person / $30,000 per accident minimum*
  • Uninsured Motorist Property Damage: $3,500 minimum

These are the standard bases provided by Safeco insurance company, yet these are liable to change as per the laws and directives.

Coverage Options

Following are the coverage options offered by Safeco Auto Insurance Company to its enrolled members:

  1. Roadside Assistance or the towing assistance- Safeco auto insurance policy provides emergency services such as towing the car in case the car goes out of fuel or requires immediate repairing on road and etc to the nearby service station or repairing shop.
  2. Accident forgiveness for violation free driving- At Safeco insurance the members qualifies for accident forgiveness coverage after few years, say 5 years or more, if the insured ≫≫violation free driving.
  3. Emergency assistance package at Safeco- Besides all other benefits, the members are also eligible to get the roadside assistance and additional cover up to $100 and $500 to meet the expenses and lodging & transportation respectively in case the insured meets with an accident twenty five miles away from their home. The entire package includes additional coverage for the personal belongings of the insured that are stolen from their car.
  4. Coverage for veterinary expenses- Safeco insurance policy also extends its coverage to veterinary expenses to be paid in case of accidents of their pets due to collision.

Rental Car Reimbursement coverage: You will get an aid to pay for the entire cost when you lease a car despite the fact that your car is in the service centre for repairing purpose. Safeco ensures that it pays for each penny that you spend when renting a car.

Affordability

Is Safeco insurance affordable or it is beyond your reach? Well, there are many parameters that denote affordability of Safeco Insurance policies against the leading insurance group that have already captured the market. The usual affordability stands at 3.0 out of 5 which is not considered an excellent or an above average rating yet a good option. On the other hand, there are a lot of affordable discounts endowed with by Safeco car insurance company and these are:

  • Anti-Lock Breaks
  • Anti-Theft Devices
  • Defensive Driver Courses
  • Homeowner
  • Low Annual Mileage
  • Multi-Line Policy
  • Multi-Vehicle Policy
  • Safe Driving Record
  • Up-Front Payment
  • Young Driver Training

Hence the above discounts are too responsible for making Safeco an affordable choice in the automobile insurance market.

Customer Satisfaction

Customer Satisfaction Rating: 
3.7
out of 599 user reviews

Customers when receives the best aid they are most contented, whether it is an insurance plan or anything else. Safeco has an average customer satisfaction of 3.7. Foremost dynamics for the customer ratings are discussed below:

Premium Affordability - 6.6

Claims Process - 8.4

Ease of Setup - 8.3

Discount Satisfaction - 6.9

Customer Service - 7.3

The by and large rating for customer satisfaction is 3.7 in the totality of 5 for Safeco car insurance. This has been regarded as the average customer satisfaction score in the automobile insurance industry.

Survey Review Data

Financial Stability

Financial Stability Rating: 
2.8
out of 599 user reviews

Coming on the financial stability rating for Safeco car insurance company is recorded only at 2.8 out of 5 which is almost based on Safeco’s assets and possessions, as well as claim proceeds. This is worth considering that after getting a good response from customers, why such a company does not have a good fiscal stability. Safeco insurance company is a subordinate of Liberty Mutual that has reported to posses’ total assets of about $128.3 billion; however this figure is compared to the standard of $102.5 billion possessed by large insurance holding companies.

Conclusion

To get in touch with Safeco, you ought to drop a line to their official helpline number at (800) 242-6422. At hand you will get the ideal Safeco car insurance quote. In addition to you will be competent to compare these quotation marks with other insurance provider. While economical quotes are forever welcome, you have got to compare and come across the extra treatment you get in the company discounts on the policies, from the insurance providers.

Contact Info

Website: 
https://www.safeco.com
General Phone Number: 
1-800-332-3226
Customer Service Phone: 
1-877-762-3101

175 Berkeley Street, Boston,

MA 02116