21st century

Car Insurance
21st Century car insurance company is which is at the present held by Farmers Insurance Group, a large insurance company of the USA that mainly deals with auto insurance policy.
out of 599 user reviews

Insurance Coverage

To understand the auto insurance concept first of all we need to know that each state has a slab of minimum auto coverage requirements that is to be followed by the auto insurance providing companies.

This well-liked car insurance corporation operates in the minority US states regardless of of its huge command in the US insurance marketplace. Thus, it is healthier to make sure of its accessibility in the selected state of the client.  

  • Like the majority of the other insurance companies, 21st century automobile insurance company in addition propose the Bodily Injury Liability exposure sum of minimum $15,000 per individual who is hurt owing to the insured car allied accident, or a sum of $30,000 per mishap cause by the driver.
  • 21st century insurance company tender Property Damage Liability of a total of bare minimum $5000, if in any case the insured automobile is accountable for any boulevard accident.
  • Uninsured Motorist Bodily Injury liability is agreed at a least amount amount of $15000 per injured individual or $30,000 for every mishap that is faced by means of the insured car, however due to the carelessness of an uninsured driver.
  • Similarly, the Uninsured Motorist Property Damage is set at a bare minimum amount of $3500 for the restore the expenses of the damaged automobile; in any case the mishap has occurred owing to either an uninsured or an underinsured driver.

Coverage Options

  • Collision exposure is offered to refurbish the reparation caused, in case your car accidentally run into with another automobile on the way or collide to any permanent pole or guard railing of the suspension bridge.
  • Towing coverage is a helpful out of the ordinary feature of 21st Century car insurance, anywhere the busted down insured means of transportation is right away prearranged to be towed to the adjacent repair station and the insurance company pays for the work allege that is required to be paid.
  • Comprehensive Physical exposure is intended for paying every part of the expenses faced owing to repair the damages, which is caused by the street accidents, combustion, wreckage or any kind of natural adversity. The losses of the automobile piece or components due to burglary are as well compensated by means of this coverage plan.
  • In the minority regions, 21st century car insurance company also offers Gap exposure, according to which the divergence between the amounts of every outstanding liability on the covered car along with its definite procure price is compensated by the insurer, to lessen the load of the insured individual.
  • Medical Payments coverage is made available to the customers for paying every part of the medicinal expenses of the injured person along for the ride of the insured car, irrespective of who is guilty for that mistake.


The car insurance policies of 21st century insurance company are obtainable in so economical prices so as to the credit score rating agencies have honored 5 points out of 5 rating for the ideal affordability of each 21st Century car insurance quote intended for the ordinary populace. Moreover, the profitable reduction are offered on diverse eligibility financial records; like comprising of  anti-lock brakes, security features in the covered automobile, the spotless past trace of secure driving of the driver, the driver having undergone self-protective driving classes or the young driver’s guidance. Additionally, the homeowners and bright students are as well offered out of the ordinary discount packages on top of the premiums of their auto cover policies. Consequently, these discounts are the real reasons for the affordability of 21st century car insurance.

Customer Satisfaction

Customer Satisfaction Rating: 
out of 599 user reviews

The clientele of this company look as if to be highly content concerning the easiness of the online appliance procedures, obtainable money off rates in addition to the affordability of the finest rates of their car insurance policies. According to the 21st Century car insurance reviews, citizens are as well extremely satisfied with the punctual client services provided by the company administrative and their stronghold in concluding the final claim procedure of their clients, who call for urgent situation for accident linked expenses. 

  • Ease of Setup - 8.4 out of 10
  • Premium Affordability - 7.1 out of 10
  • Discount Satisfaction - 6.7 out of 10
  • Customer Service - 7 out of 10
  • Claims Process - 6.4 out of 10.

Survey Review Data

Financial Stability

Financial Stability Rating: 
out of 599 user reviews

As the Farmers Insurance Group is the owner of 21st century the consistency regarding the financially secure condition of the corporation is ahead of any kind of doubt. The entire asset of Zurich Insurance is apparently of $382 billion which is to a great extent more than other insurance companies in the US market, which makes the customers satisfied and content.

Contact Info

General Phone Number: 
Customer Service Phone: 

21st Century Insurance
3 Beaver Valley Road
Wilmington, DE 19803